Does your company accept credit cards?
If the answer is yes, read this following information to make sure you are in compliance with the Payment Card Industry security standards.
When you have any credit card numbers stored in QuickBooks, CRM database or online Web Store you need to comply with the following standards which are made of six principles and twelve requirements:
1. Build and Maintain a Secure Network
a. Requirement 1: Install and maintain a firewall configuration to protect cardholder data.
b. Requirement 2: Do not use vendor-supplied defaults for system passwords and other security parameters.
2. Protect Cardholder Data
a. Requirement 3: Protect stored cardholder data.
b. Requirement 4: Encrypt transmission of cardholder data across open, public networks.
3. Maintain a Vulnerability Management Program
a. Requirement 5: Use and regularly update anti-virus software.
b. Requirement 6: Develop and maintain secure systems and applications.
4. Implement Strong Access Control Measures
a. Requirement 7: Restrict access to cardholder data by business need-to-know.
b. Requirement 8: Assign a unique ID to each person with computer access.
c. Requirement 9: Restrict physical access to cardholder data.
5. Regularly monitor and Test Networks
a. Requirement 10: Track and monitor all access to network resources and cardholder data.
b. Requirement 11: Regularly test security systems and processes.
6. Maintain an Information Security Policy
a. Requirement 12: Maintain a policy that addresses information security.
